The Essential Role of a Qualified Intermediary in a 1031 Exchange

Professional qualified intermediary facilitating 1031 exchange transactions

A Qualified Intermediary (QI) is a critical part of any 1031 Exchange. IRS rules require a neutral third party—not the investor—to hold the proceeds from the sale of an investment property to preserve tax deferral.

At DST.com, we don't serve as QIs, but we help connect you with the most trusted and experienced Qualified Intermediaries in the United States.

What Is a Qualified Intermediary?

A Qualified Intermediary (also known as an accommodator or facilitator) is an independent party who:

Receives Sale Proceeds

Securely receives and holds the proceeds from your property sale to maintain exchange compliance

Secure Fund Management

Holds your funds securely in segregated accounts during the entire exchange period

Controlled Release

Releases funds only when you close on your qualified replacement property

Important: Using a QI is mandatory to meet IRS requirements for a valid 1031 Exchange. If you receive the funds directly, your exchange will be disqualified—and you'll owe capital gains taxes.

Why the Right QI Matters

A professional, experienced Qualified Intermediary ensures your exchange is legal, timely, and stress-free. Here's what they handle:

1. Legal Compliance

Ensure strict adherence to IRS timelines and like-kind rules.

2. Documentation

Prepare and execute all required exchange agreements and forms.

3. Secure Fund Management

Hold your proceeds safely until the replacement property is ready to close.

4. Exchange Timelines

Track your 45-day identification and 180-day closing deadlines.

How DST.com Helps

While DST.com is not a Qualified Intermediary, we work closely with a national network of top-tier QIs known for integrity, compliance, and client care.

Here's how we support you:

1

QI Matching

Match you with a QI based on your asset type, location, and goals.

2

Process Coordination

Coordinate the exchange process alongside the QI to ensure everything runs smoothly.

3

Expert Guidance

Answer your questions and help simplify what can be a technical process.

Frequently Asked Questions

Is it mandatory to use a Qualified Intermediary for a 1031 Exchange?

Yes. If you take control of the sale proceeds—even briefly—the IRS will disqualify the exchange.

Can my attorney or real estate agent act as my QI?

No. The IRS prohibits anyone with a pre-existing relationship from serving as your QI.

Does DST.com provide QI services?

No. DST.com is not a QI but works with leading QIs across the U.S. to support your exchange.

Need a Trusted Qualified Intermediary?

Let our experts guide you. If you're planning a 1031 Exchange and need a reliable QI, DST.com can connect you to the best in the business.

Ready to take the first step toward a successful, fully compliant exchange?